Settling a car accident claim isn't always straightforward. Here's a general idea of what happens:
- The insurers duke it out: They'll both review the evidence and try to figure out who's at fault. This can take a while.
- Liability decided: The insurers will either agree on who's to blame, or it might end up in court if they can't reach an agreement.
- Valuation: They'll assess the extent of the damage to your car, injuries, and other losses (lost wages, for example).
- The first offer: Don't expect this to be amazing - it's a starting point for negotiation.
- Negotiation: This is where things can get tricky. You (or someone like "it happens") will argue for a higher payout. The insurer will likely push back.
Agreement & settlement: If you reach an agreement, the insurer pays out and that's the claim settled.
How "it happens" can help
- We gather the right evidence: A strong case puts pressure on the insurers to settle quickly.
- We deal with pushy insurers: We know their tactics and won't let them lowball you
- We fight for fair compensation: We won't let you settle for less than you deserve.
Important: Even with minor bumps, there are time limits for making a claim, so get in touch quickly for advice!
