Can I settle a car accident claim without a solicitor in the UK?

17.04.2024

Yes, you absolutely can. However, it's not always the right option. Here's what to consider:

When going solo might work

  • Minor accident: If it's a clear-cut fender bender, and nobody's hurt, insurers often settle these quickly.
  • You're confident: If you're happy to negotiate and understand the process, you could save on legal fees.

Reasons to get help

  • Serious injuries: Compensation gets complex, and you don't want to be underpaid.
  • The insurer plays hard ball: If they deny fault or lowball you, a specialist can fight your corner.
  • You want less hassle: Let's be honest, dealing with insurers isn't fun. A claims company handles it all for you.

How "it happens" can help (even if you start solo)

  • Free initial advice: We'll assess your case to see if you really need a solicitor.
  • No win, no fee option: If we take over, there's typically no upfront cost, so you don't risk losing out.
  • We know how to get a fair deal: Our experience means insurers are less likely to try to pull a fast one.

Important: There are strict time limits for making accident claims – get advice ASAP, even if you decide to go it alone.

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