Being in a car accident is stressful enough, and the last thing you want is a measly payout. Here's how to boost your chances of getting the compensation you deserve:
- Gather evidence early: Get witness details, photos of the scene (if safe), and medical reports. The more you have to back up your case, the stronger it'll be.
- Don't admit fault (even if you think you might be partly to blame): Anything you say can be used against you. Leave it to the insurers to figure out who's liable.
- Account for ALL your losses: It's not just about car repairs. Factor in medical costs, lost wages, even things like the inconvenience of being without your car.
- Don't rush to accept the first offer: Insurers often start low to test the waters. Be prepared to negotiate.
- Get expert help: A claims management company like "it happens" knows all the tricks insurers might use. We'll fight to get you every penny you're entitled to.
Things to remember:
- Don't underestimate the value of your claim: It's easy to undervalue the long-term costs of an injury.
- There are time limits: Get legal advice quickly to avoid missing out.