There's no one-size-fits-all answer, as it depends on your circumstances. However, here's what to think about:
- Are your injuries fully assessed? Don't rush to settle if you're still in recovery. Future medical costs or lost earnings might not be clear yet.
- Is liability agreed upon? If the other driver's insurer is disputing fault, settling early could mean accepting a lower payout.
- Is the first offer any good? Insurers often start low. Be prepared to negotiate, or get someone like "it happens" to do it for you.
- Are you under time pressure? While there are time limits for making a claim, there's no need to rush a settlement if it means getting less than you deserve.
Reasons to get help to settle your claim:
- We understand the true value of your injuries: We make sure your claim takes long-term needs into account.
- We know how to play hard ball: Insurers are less likely to lowball you if they know you've got an expert on your side.
- We fight for the best deal: We won't pressure you to settle for less than you deserve.
Important: Even with minor accidents, there are time limits for making a claim, so get advice quickly!
