What exactly is a car accident claim in the UK?

18.04.2024

If you've been injured in a car accident caused by someone else, you might be able to make a car accident claim. This is a legal process where you seek compensation for:

  • Injuries: Any physical or psychological harm you've suffered because of the accident.
  • Lost income: If your injuries stopped you from working.
  • Damage to your car: Getting it repaired or replaced.
  • Other costs: May include things like medical expenses or needing help around the home due to your injuries.

How does it work?

  • Gather evidence: Photos, witness details, any medical reports, etc.
  • Check if you have a case: Companies like us offer a free initial chat.
  • File the claim: This is often done through the other driver's insurance company.
  • Negotiation: This is where insurers might try to offer you a low settlement. A claims company like "it happens" can fight for a fair deal on your behalf.

Important:

  • You usually need to claim within three years of the accident.
  • "No win, no fee" options may be available so you don't have upfront costs.
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