The process after your claim can vary, but here's a general idea of what usually happens:
- Insurers investigate: They'll check the evidence and figure out who's to blame. This bit can take a while.
- Liability decision: The insurers either agree on who's at fault or it might go to court if there's no agreement.
- Assessing your losses: They'll look at the extent of the damage to your car, your injuries, lost wages, and other costs.
- The first offer: Don't expect this to be amazing – it's often a low starting point for negotiation.
- Negotiation: This is where it can get tricky. You (or someone like "it happens") will argue for a higher payout.
- Settlement: If you reach an agreement, the insurer pays out, and the claim is closed.
How long does it take?
Simple cases might be sorted within a few months. More complex cases, especially with serious injuries, can take years.
How "it happens" can help:
- We gather strong evidence: This puts pressure on insurers for a quicker resolution.
- We know how insurers work: We won't let them lowball you or drag things out.
- We fight for fair compensation: We make sure you're not short-changed.
