How does a car accident claim work in the UK?

15.04.2024

If you've been in a car accident that was someone else's fault, understanding your options can be tricky. Here's a simplified breakdown:

  • Gather evidence: After an accident, get details (insurance info, photos, witnesses, etc.). Report it to your insurer, even if it seems minor.
  • Determining fault: Insurers will work out who's to blame. This could be quick or might get complicated.
  • Assessing your losses: This is more than just car repairs. It could include medical bills, lost wages, and other expenses due to the accident.
  • Negotiations: If you have a valid claim, the insurers will try to agree on a settlement amount.
  • Potential court case: If a fair settlement can't be reached, going to court is a last resort, which can be lengthy.

How "it happens" can help

  • No-nonsense advice: We'll assess your case, explain your rights honestly, and help you decide if it's worth pursuing a claim.
  • Handling the hard bits: Dealing with insurers, legal jargon, and paperwork takes time and energy – we take that burden off your shoulders.
  • Fighting for fair compensation: We know the tactics insurers might use, and negotiate hard to get you the best possible outcome.

Important Note: There are time limits for making car accident claims, so contact us as soon as possible for a free chat.

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